Open an Account

Instant SMS Pre-Approval

Find out if you qualify for credit immediately by sending your ID Number*Salary to 37061 *Please remember to separate the values in the SMS with an asterisk(*)

5 Minute Application

Fill in a few more details for us on the online application form below, or download an application form HERE, and then email the completed form to us at [email protected]. Please upload or email a colour copy of your ID/driver’s license and your latest three months’ bank statements with your application. You will receive final approval and will then be contacted by our call centre shortly thereafter to activate the account (within office hours).


Once your account is activated you can spend either online, or at one of our stores immediately. *Accounts are limited to R30 000.

For in-store accounts please contact us to locate your nearest store.

Account Live Application Form


For more information about how to apply for a Cielo Account, contact us on 087 2100 336 or email [email protected]

 Terms & Conditions: 

       -  Cielo Accounts are provided by FeverTree Finance, a registered Credit Provider (NCRCP6072).

       -  You have 24 months to settle your bill.  

       -  To apply, you need to be between the ages of 18 and 65, earn a minimum of R5 000 per month and be a responsible credit user.  

       -  Subject to affordability. 

       -  SA citizens only.

       -  A once off initiation fee of R89 will apply upon your first transaction using your Account.

Cielo Credit is provided by FeverTree Finance, a registered Credit Provider NCRCP6072.