3D Secure is a simple but very powerful service that enables the buyer to validate a financial transaction. This protects a buyer's credit/debit card against unauthorised use when shopping online. During checkout, an OTP (One Time Pin) is sent to the card holders phone via SMS or email to validate the transactions preventing any transaction to proceed without this unique PIN Code.

3D Secure is a technical standard created by Visa and MasterCard (MasterCard SecureCode and Verified-by-VISA) to secure CNP (Card-holder Not Present) transactions over the Internet.



Cielo uses DPO PayGate for secure online transactions with 3D Secure (MasterCard SecureCode and Verified-by-VISA) during checkout.  DPO Paygate is one of the leading online payment solutions for Africa and globally,  making online transactions simple, safe and reliable. When DPO PayGate processes a transaction it is encrypted using the latest SSL encryption which encrypts all data sent from www.cielo.co.za to DPO PayGate in such a way that only DPO Paygate servers can read it.

The Secure Sockets Layer (SSL), is the world standard for secure data transmission over the Internet. All information transmitted is encrypted while in transit, so that even if the information is intercepted it is useless to anyone.


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