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Purchase Now. Pay Later.

Shop now. Pay later. It’s that simple with Payflex. With zero interest and zero fees, 

you can create your ideal living space with this convenient

new payment option.

How the Payflex process works:


Apply on the Payflex website using your name, ID, email address, bank card, and cell number.


Once your application is approved, you can complete your Cielo purchase using Payflex.


Your first instalment is paid when you make your purchase. The remaining three instalments will be deducted every two weeks over a six-week period.

All you need to know:

What do i need to register?

All you’ll need for the simple registration process is your name, ID, email address, bank card, and cell number.

Are there really no fees or interest charged with payflex?

That’s right, Payflex really doesn’t charge any fees or interest on your purchase price. The only time you’ll pay more is if you miss a scheduled payment.*

Can I adjust my payment dates?

Sadly, no. Payflex automatically schedules payment dates when you checkout. Please confirm that you can meet the payment plan before confirming your purchase.

What is my Payflex spending limit?

This depends on your individual Payflex assessment. If you purchase regularly using Payflex and always make your repayments on time, then your spending limit will increase over time.

Can I settle my account early?

Yes, you can get ahead by paying your next instalment or the full outstanding amount online.

*T’S AND C’S apply Penalties do apply if you miss an instalment. An R85.00 fee is charged the day after you default. Further default fees apply for every week that the unpaid amount remains outstanding.